Are you an office worker or a businessman? The documents you need will vary depending on the situation.
I'm an office worker, and I was told to prepare my ID, employment certificate, and income certificate, so I prepared it and got it.
You have to bring your ID. If you're an office worker, you have to take a certificate of employment, and if you're a business operator, you have to take your own And you need to bring documents that can prove your income to check your credit rating. Interest rates are important, but you have to go to the bank where you deal a lot so that you can borrow them cheaper. If you say you're going to make a negative account, you'll ask for a card, a pension account, etc. That way, the interest rate will drop a little.
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