Does it affect the credit rating a lot if I borrow from Saemaul Geumgo?



korea-federation-of-community-credit-cooperatives loans credit-rating

I'm looking into it because I think the loan conditions of Saemaul Geumgo are good.

I found out that Saemaul Geumgo is a secondary financial sector, so if I borrow it, it will affect my credit rating.

I'm asking because I'm curious if it's true


727 2018-11-26 Gentleman

A. 1

If you can afford to lend to the first bank
It's best to avoid the financial sector


Gentleman 6 years ago 0

A. 2

I've taken out a credit loan, but my rating dropped right away
I haven't used it since


Gentleman 6 years ago 0

A. 3

I guess it's affecting you
Thank you for your reply


Gentleman 6 years ago 0

A. 4

I learned that the answer is not to use loans unless you can use the primary financial sector


Gentleman 6 years ago 0

A. 5

I needed a lesson, too
Thank you.


Gentleman 6 years ago 0

A. 6

I know it's crazy outside of the 1st financial sector 1. Install the AllCradit, NiceJekimi app and manage your credit. It'll help you get a lease on a loan later


Lady 3 years ago 0


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