I looked it up to use Toss, and they said you don't need a public certificate.
And some people are saying that it's hard to use because of the public certificate.
Who's right?
550 2018-11-20 Gentleman
You can use a public certificate when you register your account on Toss or check your account
It's possible in other ways, so you don't have to use it
There are a lot of people who are confused by the function of the public certificate center
You only register for the first time, and then you don't need it
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