I'm living in a monthly rent now, but the monthly rent is expensive, so I'd like to change it to a jeonse.
I think it will be about 100 million won if you get it by jeonse.
We don't have a large amount like this, so I think we need to get a bank loan if we want to.
I wonder if the bank gives me such a large amount of money.
Considering various things such as interest rates, which is more advantageous, jeonse or monthly rent?
571 2017-07-25 Gentleman
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In terms of interest rates, of course, banks have an advantage
You can see that most of the rent you're getting now is in the form of monthly rent
Government funding for the lease is up to 90 million won
It's not going to be 100%, it's going to be 80%
Even so, interest rates are so cheap that they'll be around 3% at most
Of course, it's advantageous to borrow and get a lease if you can
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