What's the interest rate if I buy a smartphone in 36 months installment and pay it in full at 24 months?

smartphone monthly-installment-plan interest

After purchasing a smartphone in 36 months installment, I just pay up to 23 months.

If you pay the remaining amount in full in 24 months, is there a difference between

compared to 24 months from the beginning?

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24 months is an advantage

Gentleman 7 years ago 0

First of all, 36 months has high interest, so I pay high interest up to 24 months
So you don't have to pay in full after 36 months

Gentleman 7 years ago 0

I see. Thank you.

Gentleman 7 years ago 0

It's definitely cheaper to start with 24 months

Gentleman 7 years ago 0

I've compared it before, and it's definitely 24 months

Gentleman 7 years ago 0

I thought there was no difference, but there must be a difference

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