If I pay with a credit card at the restaurant, when will it be deposited into the bank account of the owner of the restaurant?

dining-room credit-card

I heard that even if you pay with a credit card at a restaurant, it will not be deposited directly into the bank account of the owner of the restaurant.

How many hours do you usually spend before you make the deposit?

1019 2018-05-22 Gentleman

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A. 1

I know it's not a few hours, but a few days

Gentleman 7 years ago 0

A. 2

It takes about three business days

Gentleman 7 years ago 0

A. 3

I see. Then I'm curious. Is there a reason why it takes so long to process it on the computer?
Is it because there are still things that need to be done manually?

Gentleman 7 years ago 0

A. 4

@3 It's not like that, but I think it's because it has the effect of taking time to process the purchase of the slip and dealing with the problems that are returned when the order is canceled in the meantime

Gentleman 7 years ago 0

A. 5

In my opinion, real-time processing costs a lot, but I don't think it's profitable
For the credit card company, it's better to delay the payment as much as possible
And if you cut off the date of the payment that came in and processed it at night, it's going to cost you a lot of money

Gentleman 7 years ago 0

A. 6

I see. Thank you for everything.

Gentleman 7 years ago 0

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